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Vintage People · Financial wellness

Pay that works between paydays.

Financial stress doesn't wait for month-end. Vintage People lets your team access pay they've already earned, take a salary advance or a payroll loan — all built into the platform you already run, and recovered cleanly at the next run.

Earned-Wage AccessSalary advancesPayroll loans
How it works

Earned pay, on demand — recovered at month-end

Employee earns pay dailyRequests a portion in ESSPaid out quicklyRecovered at the next payroll run

Earned-Wage Access is settled outside your payroll cash-flow and reconciled automatically when you run payroll — so it stays off your books and adds no extra work for finance.

For employers

A real benefit, with no operational drag.

Attract and retain staff with on-demand pay
Stays off your books — settled and reconciled at payroll
No new workflow: deductions handled in the next run
Set the rules — eligibility and how much can be drawn
Summary visibility without prying into individuals
For employees

Money when life happens.

Access wages you've already earned, before payday
Avoid the payday-loan trap and its costs
Request in seconds from self-service, on any phone
Clear, predictable recovery from your next pay
The toolkit

Three ways to support your team

Earned-Wage Access

Let employees draw a portion of pay they've already earned, recovered automatically at the next run.

Salary advances

Approve a lump sum ahead of payday and recover it over one or more periods — fully tracked.

Payroll loans

Offer employee loans with scheduled repayments that stop automatically when the balance clears.

Pairs naturally with recognition and feedback in Vintage People's engagement tools for all-round employee wellbeing.

Financial-wellness FAQ

Common questions

Does this cost the employer?

Earned-Wage Access is designed to stay off your books — it's settled and reconciled at payroll, so it doesn't tie up your cash flow. Exact terms depend on your configuration; talk to us for specifics.

How is the money recovered?

Amounts drawn are recovered automatically at the next payroll run as a deduction, so there's no separate chasing or manual adjustment for finance.

Can we control how much staff can draw?

Yes. You set eligibility and the share of earned pay an employee can access, and you see summary activity without intruding on individual withdrawals.

Is this a loan?

Earned-Wage Access lets employees reach pay they've already earned, which is different from a loan. Vintage People also supports salary advances and payroll loans separately if you want them.

Give your team financial breathing room

See Earned-Wage Access and employee benefits working inside Vintage People — on your own payroll.