Vintage People · Financial wellness

Pay that works between paydays.

Financial stress doesn't wait for month-end. Vintage People lets your team access pay they've already earned, take a salary advance or a payroll loan, all built into the platform you already run and recovered cleanly at the next run.

Earned-Wage AccessSalary advancesPayroll loans
How it works

Earned pay, on demand, recovered at month-end

Employee requests in ESSRequest approvedPaid out the same dayRecovered at the next payroll

You pay each approved request from your own account the same day, through your payout provider or a transfer batch. The amount is recovered automatically at the next payroll, so finance has nothing to chase.

For employers

A real benefit, with no operational drag.

Attract and retain staff with on-demand pay
Paid from your account the same day, recovered at the next payroll
No new workflow: deductions handled in the next run
You choose who can use it and the cap on each draw
Only people with EWA permission see requests
For employees

Help before payday.

Access wages you've already earned, before payday
Avoid the payday-loan trap and its costs
Request in seconds from self-service, on any phone
Clear, predictable recovery from your next pay
The toolkit

Three ways to support your team

Earned-Wage Access

Let employees draw a portion of pay they've already earned, recovered automatically at the next run.

Salary advances

Approve a lump sum ahead of payday and recover it over one or more periods, fully tracked.

Payroll loans

Offer employee loans with scheduled repayments that stop automatically when the balance clears.

Works alongside the recognition and feedback tools in Vintage People.

Cooperative and travel

Thrift savings and travel, on the same record

The same staff record carries cooperative savings and work trips, so HR and Finance are not keeping a side spreadsheet.

Cooperative savings

Track each member's contributions, savings balance and withdrawals. Staff see their own balance and ask for withdrawals in self-service.

Travel and per-diem

Raise a trip with its per-diem and ask for a trip advance, from the admin portal or from self-service.

Financial-wellness FAQ

Common questions

Does this cost the employer?

You fund it. Each approved request is paid from your account the same day, through your payout provider or a transfer batch, and recovered in full at the next payroll. Talk to us about how it fits your cash flow.

How is the money recovered?

Amounts drawn are recovered automatically at the next payroll run as a deduction, so there's no separate chasing or manual adjustment for finance.

Can we control how much staff can draw?

Yes. You choose who can use it and the cap on how much they can draw. Only people with EWA permission see requests.

Is this a loan?

Earned-Wage Access lets employees reach pay they've already earned, which is different from a loan. Vintage People also supports salary advances and payroll loans separately if you want them.

Help & how-to

Financial wellness, explained

Give your team financial breathing room

See Earned-Wage Access and employee benefits working inside Vintage People, on your own payroll.